--- title: Private Finance date: 2026-07-23T15:04:00+01:00 author: "jonny@ipopdigital.com" canonical_url: "https://www.octagonfinance.co.uk/private-finance" section: Services --- [![Octagon Finance](/dist/images/octagon-finance-logo-compact.svg)![](/dist/images/octagon-finance-wordmark.svg)](https://www.octagonfinance.co.uk/)[Contact us ](https://www.octagonfinance.co.uk/contact) [Octagon Assurance ](https://www.octagonassurance.co.uk) Latest [Personal Loans![](https://www.octagonfinance.co.uk/assets/images/Photos/AdobeStock_488105723-1.jpeg) ## How to Get Your Finances Ready for a Big Life Decision](https://www.octagonfinance.co.uk/advice-hub/how-to-get-your-finances-ready-for-a-big-life-decision) ![](/dist/images/subhero-octagon-pattern.svg) ![](https://www.octagonfinance.co.uk/assets/images/private-finance.svg)# Private Finance Bespoke finance for more complex needs, backed by expert advice and a personal approach. ![](https://www.octagonfinance.co.uk/assets/images/Photos/_1200xAUTO_crop_center-center_80_none/656/Private-Finance-2.webp) ![](/dist/images/corner-oct.svg)![](/dist/images/corner-oct.svg)## Private finance in Jersey, without the bank bureaucracy Need to move quickly on a property opportunity? Private finance can provide short-term funding when traditional lending isn't quite the right fit. As one of Jersey's leading private finance brokers, Octagon Finance has more than £20m of private finance deals currently in circulation, giving you access to funding options through a network of private investors. ![](https://www.octagonfinance.co.uk/assets/images/Photos/_1200xAUTO_crop_center-center_80_none/658/Private-Finance.webp) **When the usual options don't quite fit** Whether you're looking to purchase a property, take on a renovation project or move quickly on an opportunity, private finance could help you secure the funding you need. We'll take the time to understand your plans, explain your options clearly and help match you with the right private lender for your circumstances. **Specialist finance. A personal approach.** As an independent private finance broker, we work with a network of private investors to arrange short-term property finance for a range of circumstances. We can often secure an agreement in principle within 24 hours during working hours, subject to your application and circumstances. Terms are flexible and can typically range from 6 months to 5 years, depending on the deal. Private finance isn't designed as a long-term solution, so having a clear exit strategy is important. We'll help you understand the costs, terms and options before you make a decision. **Ready to talk private finance?** Have a property opportunity in mind? Come and speak to the team at Octagon Finance. Pop into our office at 3 Mulcaster Street, St Helier, or give us a call on **01534 744900**. Prefer to start online? Get in touch using our simple, fuss-free form and tell us a little about your plans. We'll get back to you to discuss your private finance options. [Get in touch ](#apply) ![](/dist/images/corner-oct.svg)![](/dist/images/corner-oct.svg)![](/dist/images/corner-oct.svg)![](/dist/images/corner-oct.svg)## Explore your private finance options Tell us about your plans and our team will help you understand what options could be available. ## Private finance FAQs Got questions? We’ve got answers. ![](/dist/images/faq-pattern-yellow.svg) What is private finance?Private finance is short-term funding provided by private investors rather than traditional high street banks. It can be useful for property purchases and opportunities where conventional lending may not be suitable or fast enough. What can private finance be used for?Private finance can be used for a range of short-term property needs, including property purchases, renovation projects and ‘doer-uppers’ where you plan to redevelop and resell. The right option will depend on your circumstances and plans. How quickly can private finance be arranged?Octagon Finance can often secure an agreement in principle within 24 hours during working hours, subject to your application and circumstances. The overall timescale will depend on the individual deal and the information required. How long can I borrow private finance for?Private finance is generally designed for short-term borrowing, with terms typically ranging from 6 months to 5 years. The term and repayment structure will depend on the lender, property and circumstances of the deal. Do I need an exit strategy for private finance?Yes. Private finance is generally a short-term solution, so it's important to have a clear plan for repaying the loan. This could include selling or refinancing the property. We'll help you understand what's required before moving forward. ![](/dist/images/corner-oct.svg)![](/dist/images/corner-oct.svg)![](/dist/images/corner-oct.svg)![](/dist/images/corner-oct.svg)## Private finance advice hub Private finance guidance from the Octagon Finance team. [View all ](/advice-hub) [Personal Loans ![](https://www.octagonfinance.co.uk/assets/images/Photos/Octagon-Office-New.png) ### Finance Jargon Explained: The Terms You Need to Know](https://www.octagonfinance.co.uk/advice-hub/finance-jargon-explained-the-terms-you-need-to-know) [Private Finance ![](https://www.octagonfinance.co.uk/assets/images/Photos/salman-saqib-WaC-JFfF21M-unsplash.jpg) ### Private finance explained: What is it and when could you use it?](https://www.octagonfinance.co.uk/advice-hub/private-finance-explained-what-is-it-and-when-could-you-use-it) ![](/dist/images/corner-oct.svg)![](/dist/images/corner-oct.svg)![](/dist/images/corner-oct.svg)![](/dist/images/corner-oct.svg)## Explore our services Whatever you're looking to achieve, our experienced team can help you explore your options and find the right way forward. [Contact us ](https://www.octagonfinance.co.uk/contact) [![](https://www.octagonfinance.co.uk/assets/images/Photos/_880xAUTO_crop_center-center_80_none/633/Personal-Loan.webp) ![](https://www.octagonfinance.co.uk/assets/images/personal-loans.svg)### Personal Loans Flexible finance for life’s bigger purchases, with clear advice to help you borrow confidently.](https://www.octagonfinance.co.uk/personal-loans) [![](https://www.octagonfinance.co.uk/assets/images/Photos/_880xAUTO_crop_center-center_80_none/644/Business-Finance-2.webp) ![](https://www.octagonfinance.co.uk/assets/images/business-finance.svg)### Business Finance Funding for your business, with expert advice to help you find the right way forward.](https://www.octagonfinance.co.uk/business-finance) [![](https://www.octagonfinance.co.uk/assets/images/Photos/_880xAUTO_crop_center-center_80_none/653/Mortgages.webp) ![](https://www.octagonfinance.co.uk/assets/images/mortgages-jersey.svg)### Mortgages in Jersey Straight-talking mortgage advice to help you find the right deal and make your next move.](https://www.octagonfinance.co.uk/mortgages-in-jersey) [![](https://www.octagonfinance.co.uk/assets/images/Photos/_880xAUTO_crop_center-center_80_none/1014/Debt-Consolidation.webp) ![](https://www.octagonfinance.co.uk/assets/images/private-finance.svg)### Debt Consolidation Bring your debts together with clear, practical advice to make your finances easier to manage.](https://www.octagonfinance.co.uk/debt-consolidation)