Private Finance

Bespoke finance for more complex needs, backed by expert advice and a personal approach.

Private finance in Jersey, without the bank bureaucracy

Need to move quickly on a property opportunity? Private finance can provide short-term funding when traditional lending isn't quite the right fit.

As one of Jersey's leading private finance brokers, Octagon Finance has more than £20m of private finance deals currently in circulation, giving you access to funding options through a network of private investors.

When the usual options don't quite fit

Whether you're looking to purchase a property, take on a renovation project or move quickly on an opportunity, private finance could help you secure the funding you need.

We'll take the time to understand your plans, explain your options clearly and help match you with the right private lender for your circumstances.

Specialist finance. A personal approach.

As an independent private finance broker, we work with a network of private investors to arrange short-term property finance for a range of circumstances.

We can often secure an agreement in principle within 24 hours during working hours, subject to your application and circumstances. Terms are flexible and can typically range from 6 months to 5 years, depending on the deal.

Private finance isn't designed as a long-term solution, so having a clear exit strategy is important. We'll help you understand the costs, terms and options before you make a decision.

Ready to talk private finance?

Have a property opportunity in mind? Come and speak to the team at Octagon Finance. Pop into our office at 3 Mulcaster Street, St Helier, or give us a call on 01534 744900.

Prefer to start online? Get in touch using our simple, fuss-free form and tell us a little about your plans. We'll get back to you to discuss your private finance options.

Get in touch

Explore your private finance options

Tell us about your plans and our team will help you understand what options could be available.

Terms 

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Private finance FAQs

Got questions? We’ve got answers.

What is private finance?

Private finance is short-term funding provided by private investors rather than traditional high street banks. It can be useful for property purchases and opportunities where conventional lending may not be suitable or fast enough.

What can private finance be used for?

Private finance can be used for a range of short-term property needs, including property purchases, renovation projects and ‘doer-uppers’ where you plan to redevelop and resell. The right option will depend on your circumstances and plans.

How quickly can private finance be arranged?

Octagon Finance can often secure an agreement in principle within 24 hours during working hours, subject to your application and circumstances. The overall timescale will depend on the individual deal and the information required.

How long can I borrow private finance for?

Private finance is generally designed for short-term borrowing, with terms typically ranging from 6 months to 5 years. The term and repayment structure will depend on the lender, property and circumstances of the deal.

Do I need an exit strategy for private finance?

Yes. Private finance is generally a short-term solution, so it's important to have a clear plan for repaying the loan. This could include selling or refinancing the property. We'll help you understand what's required before moving forward.