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In a modern world with higher risk aversion, mainstream bank and lenders have tightened their policies in response to this. In contrast, Octagon Finance is open to offering a range of diverse and bespoke funding arrangements.

Personal Business Mortgages Private Finance Consolidation

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Debt Consolidation

Let us help you take care of those debts by consolidating multiple repayments into one manageable monthly sum. Have a chat with Octagon Finance to find out how easy it can be to save yourself time and cash with a consolidation loan.

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Octagon Finance.

Get your debt into shape

Tired of juggling multiple credit card or loan repayments every month? It doesn’t have to be this complicated. Wrap your debt into one simple monthly payment and you could save yourself stress, time and money.

At Octagon Finance, we can arrange a debt consolidation loan to wrap up multiple loan or credit card payments into one easy-to-manage loan. It’s easy, cost-effective and will save the amount of money you have to pay each month, as well as reducing your stress levels!

One appointment with Paul is all it takes, then sit back and enjoy the savings. Come and see us in person to find out how simple it can be to save yourself time and money. Please bring all details of current loans and credit cards, so that we can provide accurate information based on your circumstances.

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Private Finance

Join our many satisfied customers and lenders and benefit from our personal touch to lending. Octagon Finance is set to become the local market leader for private finance for short-term property loans, with more than £20m currently in circulation.

Mortgages

As a mortgage broker for all Jersey high street and private banks with extensive knowledge of current lending criteria, we’ll find the best mortgage and lending solutions for you, and guide you through every step.

Personal Loans

We’ll help you get the personal loan you need quickly and at the best possible rates. With unsecured loans of up to £50,000 and secured personal loans from £50,000 to £100,000, get in touch with us for honest advice and guidance.

Business Loans

Time to take control of your cash flow, upgrade your fleet or grow your business? Come and chat to our experts to find out how a business loan can be an affordable and workable way to take your company to the next level.

Representative Example

As an illustration for an unsecured loan, if you were to borrow £5,000 over a 60-month period at an annual interest rate of 9.25% (fixed) with a representative APR of 16.11%, the total repayable amount would be £7,312.80. This includes £2,312.80 in interest.

As an illustration for a secured loan, if you were to borrow £5,000 over a 60-month period at an annual interest rate of 6.95% (fixed) with a representative APR of 12.42%, the total repayable amount would be £6,747.40. This includes £1,737.40 in interest and £10 purchase fee.

Finance options are available to residents of the Channel Islands who are 18 years or older, subject to eligibility checks. Additional guarantees may be required. Terms and conditions apply.

Octagon Finance is a registered trading name of Octagon Finance Limited. As a participant in the Consumer Lending Code of Practice in Jersey, supported by the Jersey Consumer Council, we are committed to responsible lending. This advertisement has been authorised exclusively by Octagon Finance and has not been reviewed or endorsed by any regulatory body.